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"Add Dataverse data store" & "Pay-as-you-go with Azure" settings when creating new environments

we want to create 2 power platform environments:-

  1. one for testing and development

  2. the other for production

now the environments will mainly contains:-

  1. Solutions for connecting Power Apps and Power Automate with SharePoint lists and libraries..

so i am not sure what i need to define inside those 2 settings "Add Dataverse data store" & "Pay-as-you-go with Azure" ??

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per my knowledge since we are going to create solutions, then we will need dataverse... even if our datasources are sharepoint and not dataverse?

for the Pay-As-You-go >> if i check it >> i will get that we do not have any billing policy:-

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any advice?

Thanks