In a workflow (with designer) on list/library item change events I want to get the current user's permissions, more specifically, the group name(s) to apply some conditions based on the permissions of the user.
How can this be achieved?
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There is no action in SharePoint 2013 workflow to get the user groups & permissions.
Use SharePoint REST APIs to get the user permissions. You can call REST APIs from workflow using Call HTTP Web Service action.
Get groups of user by using user Id:
<user-id> by Id of user.
Follow below references to use REST API in workflow (you can easily find other articles related to this on google).